The Envelope – A Story Most Nigerians Know Too Well

It was a Tuesday morning in September. The rain tapped the rooftops like tiny drumbeats. In a small two-bedroom apartment in Ibadan, 18-year-old Tolu stared at the envelope in his mother’s hand. It was crumpled—creased from too many people opening and closing it, hoping its contents would somehow multiply.

“₦18,000 left,” Mama Tolu whispered.

She didn’t need to say anything more. They both knew what that meant.

Tolu had gained admission into one of Nigeria’s federal universities. It was a proud moment for the whole family. The neighbours had even come to congratulate them, and his mother danced barefoot in the compound, tears of joy rolling down her cheeks. But celebration, it turns out, doesn’t pay school fees.

The acceptance letter was on the table. A bold line near the bottom read:

“Payment Deadline: September 22.”

They had barely a week left.

His uncle in Lagos? Switched off.
His father’s cousin who once promised, “Just call me when he gets admission”? Vanished.
Mama’s salary from the local clinic barely covered food and rent.

Tolu tried to act unfazed, but each night he lay awake, staring at the ceiling, wondering how a dream so close could slip away.

He even considered doing “runs” work with some friends in the market. Just for quick cash. Just this once. But something stopped him.

Three days to the deadline, Tolu’s mum came into his room, phone in hand, her voice shaking with something between panic and excitement.

“Tolulope… I think I’ve found something. It’s called… EduLOAN.”

“Loan? We don’t even own land, mummy,” he replied, half-joking, half-exhausted.

She ignored him. “No collateral. It’s for students. They even give one-month grace before repayment. You just need to sign up and submit your documents.”

Tolu blinked. Was this real? Too good to be true?

But it wasn’t.

Tolu resumed school on time. No stress. No panic. His fees were paid. His roommates still think he has a sugar daddy somewhere. He lets them believe it.

But the truth?

It all started with that crumpled envelope.
And a mother who refused to give up.
And a platform called PressPayNg.

Don’t let money stop you from pursuing your dreams. Whether you’re a student or a parent, EduLOAN gives you the breathing space you need this back-to-school season.

✅ 3-month repayment
✅ 1-month moratorium
✅ No collateral
✅ Quick approval via the PressPayNg app

📩 Got questions? Or want to advertise with us?
Send a mail to eunice.uke@presspay.ng — we’re happy to help!