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Heirs Insurance Annual Essay Competition 2026

The Heirs Insurance Essay Championship is an annual nationwide essay competition designed for Nigerian students in Junior Secondary School (JSS1–JSS3). The initiative aims to encourage young learners to express their ideas, develop their writing skills, and showcase their creativity, critical thinking, and academic talent.

Essay Topic: The Power of Insurance in Creating Safer and More Secure Societies

Benefits of the Heirs Insurance Annual Essay Championship

Participants have the opportunity to compete for valuable scholarship awards and school grants:

  • Grand Prize Winner: ₦5,000,000 Scholarship Award
  • First Runner-Up: ₦3,000,000 Scholarship Award
  • Second Runner-Up: ₦1,000,000 Scholarship Award
  • Winning Student’s School: ₦1,000,000 Educational Grant

These awards are designed to support students’ educational aspirations while also contributing to the development of their schools.

Eligibility Requirements for the Heirs Insurance Annual Essay Championship

To participate in the Heirs Insurance Annual Essay Championship, applicants must meet the following requirement:

  • Be a student currently enrolled in Junior Secondary School (JSS1, JSS2, or JSS3) in any recognized public or private school within Nigeria.

The competition is open to eligible students from all states across the country, providing young learners with an opportunity to showcase their creativity, writing skills, critical thinking abilities, and academic potential on a national platform.

Participation Details

Participants are required to submit an original essay of no more than 500 words, typed in a Microsoft Word document format only. Each essay must clearly state the student’s full name, school, and class, and the document should be saved using the student’s full name as the file name. Applicants are encouraged to submit their entries early, as the application deadline is July 8, 2026. Please note that the use of artificial intelligence (AI) tools to generate, rewrite, expand, or significantly assist in the creation of any part of the essay is strictly prohibited and may result in disqualification. In addition, all participants must upload a recent passport photograph and a valid form of identification when completing their application.

How to Apply

Interested and eligible students are invited to complete their application through the Heirs Insurance online application portal available at Heirs Life on forms.heirsinsurance.com

Essay Topic: The Power of Insurance in Creating Safer and More Secure Societies

Applicants should carefully prepare and submit an original essay on the topic above, ensuring that all application requirements and submission guidelines are fully met before the deadline.

Application Deadline

8th July, 2026.

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